Nimble Loans Review 2022

Nimble Loans is one of the best Loan companies in Australia offering personal loans from $300 to $10,000 without collateral or paperwork.

How Nimble Loans Work ?

Nimble is a simple, fast, stress-free way to borrow. You can Apply online, get a quick decision and once approved, have your money in 60 minutes.

1. Online Loans Application

Applying is online and super simple. There’s no paperwork or face-to-face meetings, you can apply from the comfort of your couch, 24/7.

2. Quick Decision

No waiting around and wondering. Once you have applied, nimble loans will verify your details and you’ll get a fast decision.

3. Paid In Minutes

Once your loan is confirmed, the money is transferred straight to your bank account within 60 minutes.

READ ALSO: Loan In Minutes In Nigeria 2022

What Nimble Loans Can Be Used For?

Be it the dentist, the plumber or the mechanic sorting things out, Nimble Loans know the bill isn’t always as friendly.

Nimble Personal Loans are a fast and simple way to handle life’s expenses. They walk the talk when it comes to fast cash loans.

With an easy, online application, nimble can deliver on their promise of a speedy decision and quick transfer times.

• Holiday Nimble Loans

There are so many reasons why you could be looking for a holiday loan, and we want to let you know that you’re not alone.

Let Nimble help you upgrade to business class, hire a bungalow or enjoy the day-spa surrounded by coconuts and a salty sea breeze.

Whatever holiday vibe tickles your fancy, a Nimble holiday loan could secure you quick cash straight into your bank account before you even finish packing your suitcase.

• Nimble Emergency Loans

Life can be tough sometimes, but it doesn’t mean you have to face the challenge alone. When life gives you lemons, make lemonade with a quick and easy emergency loan from Nimble.

They know that life can sometimes throw you a curveball, and that’s why nimble have revolutionised the way they lend with a simple, no-fuss online application.

So when there is no time to waste, trust Nimble to help you access speedy funds when you need them most.

• Rental Bond Loans

Moving house can be stressful, so why not take some of the weight off your shoulders with a bond loan from Nimble.

When it comes to the big move, you may need to have the cash ready for many things including a removalist, van hire, new furniture or boxeb.

And don’t forget the beer and pizza for the mates that helped you move. So don’t stress about the rental bond too, nimble loans has it covered.

• Nimble Short Term Loans

There are a range of loans available out there but if you are looking for short term loans to see you quick cash when you need it the most, Nimble has you covered.

Forget the dreaded paper application form which takes hours to fill and save yourself time with our speedy online application.

A short term loan could see the money transferred quickly with the flexibility to time your payments to suit your financial situation.

•  Same Day Nimble Loans

Looking for a fast and hassle-free quick cash loan? At Nimble, they totally understand that sometimes a financial emergency can’t wait for a convenient time.

You may have forgotten an engagement present for a wedding (tomorrow) or perhaps your car has broken down and it needs to be repaired (today)! A same day loan can offer you convenience and money fast, when you need it the most.

• Nimble Payday Loans

Need a small loan to cover an unexpected bill or underestimated budget before your next pay cycle? A Nimble Payday Loan, also commonly known as a Salary Advance, could see you out of an emergency and cruising through to your next pay cycle with less stress and more freedom. With no hidden fees or confusing terms and conditions, you can easily apply for a payday loan online.

Who Can Apply For Nimble Loans ?

Nimble only lend to customers who are over 18, and also an Australian citizen or permanent resident, and are employed with no more than 50% of their income coming from Centrelink.

If you meet this criteria and Nimble’s credit approval criteria, they can lend to you. Their expert team verifies all Your details to make sure you’re in a position to repay. Their goal is for you to repay comfortably and have a great experience.

How Much Can I Borrow With Nimble Loans ?

On a Nimble Cash loan, the minimum loan amount is $300 and the maximum loan amount is $10,000.

Nimble Loans Requirements

Applying with Nimble is super simple. There’s no messy paperwork or painful face-to-face meetings. Just a straightforward application with a few taps online.

To get started, nimble will need to know the usual things, like your name, address, phone numbers, and employment details.

You will also need to tell them your BSB and bank account number – so they can verify your financial situation and know where to pay you if you’re approved.

Then once you’re approved, you get the money in 60 minutes of confirming your loan.*

Does Nimble Loans Check Credit Score ?

Like most lenders, they carry out a credit check as part of our assessment of your application.

But don’t worry if you have a default on your file – we may still be able to help you depending on the circumstances. Nimble may approve loans for some applicants with black marks on their credit history depending on the reason and timing of the mark.

Credit history is only part of our application assessment – we also consider other information as a responsible lender.

However, there are still cases when applications are declined. If you are bankrupt, in a Part IX debt agreement or Part X personal insolvency agreement, have defaulted on short-term loans, or have an extremely bad credit history, your application will be declined.

Nimble Loans Interest Rates

A Nimble Medium Loan is a loan where the principal amount you borrow is between $2,001 and $5,000.

Interest rate on a Nimble Medium Loan accrues daily on the outstanding balance of your loan, which includes the establishment fee.

The interest charged is based on the Annual Percentage Rate (APR) of 47.6158% p.a.

The comparison rate is 65.6597% p.a.**

The interest on a Nimble Medium Loan is compounded, which means that the interest charged will be added to the outstanding balance of your loan and will accrue interest at the same rate and in the same manner as the principal amount of your loan. Interest on your Medium Loan will be debited monthly in arrears.

**This comparison rate is based on our Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee.

How To Repay Your Nimble Loans ?

It’s super simple – you can set up your direct debits online when you confirm your loan. On the day your repayments are due, the money will automatically be collected from the bank account your pay goes into.

To help you stay organised, nimble loans will also send you a reminder the day before repayments are due to come out of your account.

So there’s no need for you to do anything except make sure the required funds are available in your bank account.

LOANS LIKE NIMBLE LOANS:

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Nimble Loans Contacts

Nimble is dedicated to making sure our loans and service meet your expectations. They value the feedback you have. If we have fallen below expectations, then we would like to hear about it. Here’s how to get in touch with nimble loans:

  1. Call or contact one of our Customer Care team members on 133 156
  2. Email any feedback and complaints to: complaints@nimble.com.au
  3. Write to:Nimble Dispute Resolution Officer

    PO Box 3592

    Australia Fair

    QLD 4215

Why Nimble Loans ?

Nimble Loans
Nimble Loans

No matter the size of your loan, nimble team believes you are as important as anyone else.

If you need to get in touch, contact them and fill out their online form so they can come back to you as soon as possible.

If your query is urgent, please contact them on 133 156, 9:00am to 5:00pm AEST Monday to Friday and Saturdays from 9am – 1pm.

 

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