PetSmart Insurance Review 2021

PetSmart Insurance is one of the best pet insurance company in United States of America that helps to keep your pets happy and healthy.

About PetSmart Insurance?

PetSmart Insurance is an insurance company that covers more on health benefits, Life event’s, Financial benefits which are all there for you through out all stages of your life.

PetSmart offer a wide variety of resources, information, and support during your career with them.

From medical coverage to time away, you will find everything you need to know on this website.

Check out some of their most utilized benefits and offerings below:

1. Growing Your Family

Get the support you need through pregnancy, fertility, and adoption.

If you are thinking about having a baby or have one on the way, PetSmart Insurance is there for you.

PetSmart programs offer information and support through out your family’s journey. Whether it is during pregnancy, adoption, fertility treatments, or after-birth, you can be sure that the PetSmart family is there to help you as you grow yours

2. Leave Of Absence

Need to take time away to care for yourself or a qualified family member?

PetSmart know that life happens, and it’s important for you to take the time you need. The PetSmart Leave of Absence team is there to help you navigate taking time away from work.


✓ Associates may be eligible for a period of job-protected unpaid leave for certain family and medical reasons such as:

A serious health condition which renders the associate unable to perform his/her job

To bond with a new child through birth, adoption, or foster care

To care for an immediate family member
A deployment of an eligible family member in the U.S. military

To be eligible for FMLA leave, an associate must have worked for PetSmart for at least 12 months and must have worked 1,250 hours during the 12-month period prior to the start date of any leave request.

3. Time Away From PetSmart

Time Away from your #LifeAtPetSmart is essential. Discover all the ways you can take time away from work!

The below information provides an overview of the different types of time off you may be eligible for:

• Holidays, Vacation, Sick Time, Discretionary Days, Jury & Witness Duty..

3. FlexSmart

Here at PetSmart, they know that when life happens, you have to be flexible.

PetSmart also know that they all work best in their own way, which is why they offer the FlexSmart flexible work schedule.

FlexSmart operates understand a simple premise – associates are expected to consistently perform exceptional work that advances our mission and vision.


Sometimes, this can be accomplished with a flexible work schedule. A flexible schedule can mean many things, including telecommuting and working non-traditional business hours.

4. PetSmart Savesmart 401k

It’s never too early to start saving for your future, and it’s easy with the SaveSmart 401(k) Plan. When you enroll, you decide how much to contribute to the plan through easy payroll deductions – from 1 to 50 percent of your pay up to the IRS annual maximum.

And you get to take advantage of the many benefits this plan provides, including tax savings, free money from PetSmart, and a choice of investment options that allow you to create your own personalized investment strategy.

You can participate in the plan if you are 18 years of age or older and have completed two months of employment with PetSmart.

5. PetSmart Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged account established to pay for qualified medical expenses for those who are covered under the UHC Choice Plus High-Deductible Health Plan (HDHP).

With the money from this account, you can pay for health care expenses until your deductible is met.

Then, in accordance with the terms of the HDHP, UHC pays for covered expenses in excess of your deductible.

Any unused funds are yours to retain in your HSA and accumulate toward your future health care expenses or your retirement.

Your HSA account comes with an Optum Financial bank account. When you enroll in the HDHP, you’ll need to open an HSA with Optum Financial.


Optum will send you a Welcome Kit. The amount you contribute to your HSA through payroll deduction will be deposited into your Optum Financial HSA. You’ll be issued an HSA debit card to pay for your eligible health care expenses.

6. PetSmart Associates Assistance Foundation

Helping their fellow associates is an important part of PetSmart’s culture and that’s why we set up the PetSmart Associate Assistance Foundation (PAAF). Since 2011,

PAAF has been turning hardship into hope by providing emergency services and short-term financial relief to PetSmart associates facing financial hardship following an unforeseen crisis.

PAAF is funded by donations from PetSmart, and their associates, to help one another in their time of need.

Eligibility:

The application for a grant from PAAF is open to all PetSmart associates who are experiencing extreme hardships due to a qualifying triggering event, regardless if you are part-time or full-time, hourly or salary.

How To Apply:

To apply for a grant from PAAF, please visit our internal Fetch site or reach out to the PAAF administrator at paaf@petsmart.com for a manual grant request form.

Currently, an associate may be issued a grant, once within a 12- month period, for a lifetime maximum of 3 grants or $7500 – whichever comes first.

Requests may take up to five (5) to seven (7) business days to process, but may take longer if required documentation is not submitted in a timely manner.

7. PetSmart Ally


Through Ally, PetSmart employee assistance program (EAP), are here for you. They offer a variety of helpful resources to support you and your family throughout different stages of your life.

From managing stress to addressing financial challenges to learning how to make positive health changes, these programs are available for all associates.

Accessing these programs is easy and available 24 hours a day. A specialist will be there to offer support and help identify the best resources for you. This is a FREE resource available to ALL associates.

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• Banfield

PetSmart’s partner, Banfield, offers Optimum Wellness Plans (OWP) for our associates.

Banfield can help PetSmart associates keep their pets happy and healthy, and insure them a first-hand experience with Banfield’s high-quality, convenient, and affordable care so that they can be more comfortable referring customers to Banfield. To review the plan best for you, click here.

• MetLife

All full-time and part-time associates are eligible for PetSmart insurance that protects you from the high cost of care for a sick or injured dog or cat.


You can choose the coverage level that best meets your needs – from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. To view your options, click here or visit MetLife for PetSmart associates.

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