√ They offer varieties of loan offers on myspecta loan website which include: Myspecta personal loan, Myspecta prime loan, Myspecta credit card loan, Myspecta Nysc allawee loan..
Requirements Needed For Specta Loan
The requirements needed for specta loan differs but basically you must need these:
√ A bank account number ( Sterling bank account number is preferable)
√ You must be above the age of 21 year’s
√ A bank verification number (BVN)
√ A valid ID for identification
√ A valid email address etc…
How To Apply For Specta Loan
As a first timer, To get started with the Sterling bank loan and apply for specta loan, quickly register and create a Specta Loan account.
Fill in your correct details both name, email address, choose your account password, BVN and date of birth then register
Then select the loan package that you are going for and hit the apply button below the loan offer.
Specta Loan Offers To Apply From:
1. Specta Personal Loan:
Their personal loan can help you fill in your financial gap which covers your medical bills, do some home improvements, gives your business a boost, take a vacation trip.
With specta personal loan which offers of Upto N5 million naira loan which can be used for anything or whenever you needed money urgently at your fingerprint.
2. Specta Weeding Loan
Planning a wedding is exciting but giving your wedding the perfect ceremony is more exciting.
That’s why Specta loan introduced their wedding loan which helps individuals to finance their big day.
3. Specta Medical Loan
Myspecta medical financing is created to provide you with an easy and convenient way to pay for your medical bills.
Specta loan can assist you to make sure your health and that of your loved ones are taken care of.
They provide loans when financing these medical expenses:
√ Child birth
√ Dental Care
√ Infertility treatment
√ Cancer Care and more.
4. Specta Holiday Finance Loan
If you are looking forward to travel with your loved ones on a holiday/vacation trip then specta holiday loan is the best for you.
Their holiday loan can help ensure that you get all you deserve,see family and friends that you missed and make sure that gifts are sorted.
5. Specta Personal Project Loan
You can fast forward that your plan b with the specta personal project loan which can take your project to the next level by giving it the opportunity to maintain and expand it’s day to day operations.
6. Specta Rent Finance Loan
Sometimes rent can be a very difficult bill to pay when money is tight and sometimes the deadline can creep up on you.
You can save yourself the shame and disgrace by making use of the Specta rent loan which gives you enough cash and ensure your bill is paid, giving you the ability to pay back at your own pace.
7. Specta Payday Loan
A payday loan is a salary short term loan which gives you access to a percentage of your net monthly salary in advance.
The reason for lending out the payday to individuals is for emergencies or situations that needed urgent finance.
8. Specta Education Loan
Whether you are working toward a post graduate diploma, master degree after being in the work force for decades, a professional certification prpgramme or looking for a little help to take care of school fees for your children, specta loan can help you get it done at once.
Specta Loan Interest Rates
Their interest rate fees goes for 25.5% – 28.5%, one off payment of insurance fee: 2.5%, one off management fee: 1% and 1 -12 month repayment period and 1% penelty fee.
Specta Loan App Download
The specta loan app is available on the google playstore for Android and iOS user’s which also gives you access to loans without collateral of upto N5 million naira within 5 minutes.