Zippyloan is not a financial institution, lender, loan broker, or an agent of a lender or loan broker.
Zippyloan does not make loans, is not involved in the loan approval process, and is not involved in a lender’s decision-making process in any way.
Zippyloan is a free, no obligation service, that introduces prospective borrowers to prospective lenders who offer Personal Loans.
Zippyloan merely provides a means for persons seeking personal loans to possibly connect with lenders who can provide those loans. In order for Zippyloan to facilitate such a connection, a prospective borrower is required to provide certain information in order for the lenders that Zippyloan works with to determine whether they might be interested or able to lend money to a prospective borrower.
Zippyloan receives compensation from the lenders who, based on their criteria, determine that a potential borrower appears to meet their lending criteria (a “Lead” or “Leads”).
The lenders who compensate Zippyloan for Leads may request that introductions and Leads be based on information provided by prospective borrowers including social security number, address, phone number, employment history, bank account information etc. However, the information you submit on this website is not an application. It is information required by the lenders Zippyloan work with in order to determine whether there’s a potential fit between a prospective borrower and a lender.
Zippyloan does not accept loan applications, does not collect loan applications, does not sell loan applications, and does not assist in the loan application process in any way. Prospective borrowers will need to fill out an application with any lenders they are connected to through this website. Prospective lenders may verify your supplied information with a number of independent verification companies including but not limited to: CLVerify, Teletrack, or Accurint.
Prospective lenders may ask for additional information as part of their application processes. Zippyloan cannot and does not guarantee that a prospective lender will approve a loan in a certain amount or even that a prospective lender will approve you for a loan.
Qualifying for final approval for a Personal Loan depends on many factors including, but not limited to: income levels, credit and state of residence Not all lenders will approve a loan for the full amount requested. Not all lenders will approve a loan up to $15,000. All requests are subject to credit approval by the lender and the exact terms of your loan will be determined and presented to you by your lender. Each lender uses their own policies to determine their terms.
Zippyloan provides no advice regarding the lenders introduced to prospective borrowers. Zippyloan cannot guarantee that its prospective lenders are qualified to make loans in your state. Prospective borrowers should research any lender that they are introduced to and should not seek a loan from a lender that does not offer loans in their state.
Zippyloan provides no advice regarding loan terms, the suitability of loans to you, or any other aspect of a loan. Zippyloan merely makes connections between prospective borrowers and lenders.
Zippyloan does not present loan terms to prospective borrowers. Only prospective lenders provide loan terms to prospective borrowers once Zippyloan makes an introduction. You should carefully review each lender’s terms and conditions to determine which loan works for you and your personal financial situation.
Zippyloan recommends that potential borrowers read any loan terms thoroughly and/or retain a loan broker or agent if advice is needed. Interest rates and terms from prospective lenders are subject to change at any time without notice.
Late or missed loan payments may be subject to increased fees and interest rates by the prospective lender.
Prospective lenders offer no guarantee that you will be approved for credit or that upon approval you will qualify for the prospective lender’s advertised rates, fees, or terms they have shown.
How Zippyloan Works?
Zippy personal loan is a type of loan that is intended for personal or family use. Personal loans are typically unsecured, meaning that it is not necessary to have any form of collateral such as property. All you need to qualify is proof of your identity and a regular source of income. Some common uses for personal loans are completing a large purchase, renovation or repair, consolidating debt, or to simply cover unexpected expenses, both large and small.
Zippyloan believe that everyone deserves access to credit. When you submit your loan request with Zippyloan, your request is sent to their network of over one hundred lenders. Zippyloan network of lenders provide quick and secure access to loans, industry-standard security, around the clock access and the ability to request from home or on the go. The power of borrowing is effectively put in your hands with Zippyloan.
1. Zippyloan secure form only takes a few minutes to complete. The process is completely online – no lineups and no waiting. Their form is also optimized for both iOS and Android browsers for on the go requests.
2. Once they have connected you with a lender, you can review and e-sign your loan agreement on the spot. Once the process is complete money is usually deposited into your bank account as soon as the next business day.
3. Zippyloan manages a network of personal loan lenders that offer the flexibility to repay with multiple instalments, in some cases up to 60 months.
They also work with short term lenders who offer smaller loans that are typically paid back according to your next pay date. In cases where they are unable to connect you with an instalment lender Zippyloan do their best to connect you with a short term lender to address your immediate cash needs.
How To Apply For Zippyloan Offers?
Financial needs can change over time or suddenly. Zippyloan can empower you to do more regardless of your circumstances. Get started now and fill in your basic information details..
Is Zippyloan Legit?
Zippyloan utilizes industry standard security protocol and enhanced 256-bit data encryption technology to ensure that your information is secure while using their site.
When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, compliant with federal law and working hard to protect consumers from fraud.