You can insure almost everything you hold dear with belairdirect Insurance company with a tailored coverage.
Belairdirect Insurance, Who They Are?
belairdirect became the first car insurance company in North America to offer an online car insurance quote directly to consumers.
Belairdirect company is built on innovation. They push their boundaries by offering you inventive products like The Accident Forgiveness.
Today they also offer multiple services on the web to help you compare and choose a car insurance that’s right for you.
Belairdirect Insurance clients can have 24/7 online access to their Client Centre to manage their car insurance, access all the documents and track their claims.
How Belairdirect Insurance Works?
• You could save up to $750 by switching your car and home insurance to belairdirect. With Belairdirect car Insurance, their coverage policies are tailored to your driving habits, no matter if your car is your “home-away-from-home”, or if you only drive occasionally.
• Also with Belairdirect home insurance, There’s no place like home. Insure your house, condo or apartment, and all that you hold dear inside, so that you can sleep easy at night.
• Adventure knows no season, so they also offer coverage for your exploratory spirit. When it comes to your boat or mountain bike, we’ve got the right insurance for you.
Why Belairdirect Insurance?
With Belairdirect user-friendly Client Centre and their mobile application, you can manage your coverage and track your claims at all times. Online tools that work for you
Save up to 25% on your belairdirect car insurance for safe driving.
With belairdirect, getting the right amount of coverage for your car is easier than you think. If you are looking for car insurance, you have come to the right place when you try belairdirect car insurance quote.
At belairdirect, when you start with a free online car insurance quote, you end up with valuable peace of mind.
Belairdirect Car Insurance Coverage
When it comes to saving on car insurance, you are in the driver’s seat. It’s simple: the safer you drive, the more you could save.
• Liability Coverage (Bodily Injury and Property Damage)
Step one for getting car insurance is getting Liability Coverage. This belairdirect car insurance coverage will protect you if you are responsible for injuring someone or damaging someone else’s property.
For example, if you accidentally hit a light post with your car or you accidentally injure someone while you’re driving.
• Accident Benefits
If you have been injured in a car accident, you may be entitled to certain financial benefits that will assist you while you’re recovering.
Statutory Accident Benefits Schedule (or SABS) is the provincial regulation of benefits, standardized among insurance companies.
Statutory Accident Benefits provide compensation, regardless of fault, if you, your passengers or pedestrians suffer injury in an automobile accident.
• Direct Compensation – Property Damage
If you are ever in an accident that’s not your fault, Direct Compensation Property Damage (DCPD) may cover the damage to your car and everything in it.
Let’s say you get into a collision and it’s the other driver’s fault. Your car gets damaged so you make a claim to your insurer.
It’s your insurer who pays for the damages. There’s no lawsuit between the drivers in this situation.
If the other driver is only 50% at-fault, DCPD will only cover 50% of the damage to the car, the things in it, and the loss of use.
• Uninsured Motorist Coverage
If you are injured in an accident, your belairdirect car Uninsured Automobile Coverage protects you for two scenarios.
The first is if you are in an accident with a driver who doesn’t have insurance, and the second is if you can’t identify the vehicle; for example, if you’re a victim of a hit and run.
Other Belairdirect Car Insurance Coverage
With Accident Forgiveness Coverage, you can protect your good driving record at belairdirect and keep your premium from going up as a direct result of your first at-fault accident.
These are just two ways you’re covered with Accident Forgiveness coverage.
When you’ve got Accident Forgiveness, you can rest assured that your good driving record and your premium are protected for as long as you are with belairdirect. Your good driving record should be rewarded, and that’s exactly what happens.
Here Is What Accident Forgiveness Offers:
• Protection of your good driving record and your premium for as long as you are with belairdirect
Belairdirect trust that you want to be a good driver and will do what it takes to be one. That’s why you are forgiven for your first at-fault accident.
By forgiven, belairdirect mean you won’t face an increase in your premium when it comes time for renewal because of your first at-fault accident.
Accident Forgiveness Coverage Conditions
• Accident Forgiveness endorsement must be present on the policy
• You need to be claims-free for the previous seven years before an at-fault accident occurs
• Accident Forgiveness endorsement applies to the vehicle that corresponds with it and cannot be transferred onto any other vehicle on the policy
• Accident Forgiveness only protects the principal driver of the vehicle listed on the policy.
• If there is an at-fault loss while Accident Forgiveness endorsement is valid, you must maintain this coverage to remain eligible for the driving record
• Accident Forgiveness does not apply if you are convicted of a criminal code offence or of a serious or major conviction
• The accident-rating waiver provided by belairdirect Accident Forgiveness is not binding on any other insurer that provides car insurance to the owner of the car or the driver who was found to be at fault for the accident
• Belairdirect Accident Forgiveness coverage does not apply if there is violation of any Statutory Conditions or a policy condition within the context of the accident.
Drive with peace of mind with belairdirect roadside assistance. In case of trouble on the road, you can get the support you need!
• $45 per year
• Four service requests per year
• Services available:
• Towing (within 50km)
• Wheel change
• Door unlocking
• Gas delivery
• Winching (cars only)
• Battery boost
• 24/7 assistance
If your car gets damaged because you’ve collided with something (like a light post, guardrail, or other car), the cost of repairs can really add up. Collision and upset Coverage could cover the cost of those repairs, so you don’t have to pay for those repairs out of your own pocket. You may only need to pay the deductible.
For a few extra dollars, you could gain more peace of mind. Belairdirect Car Insurance Autocomfort gives you a wide range of coverage options to expand your protection in case of an accident.
Autocomfort coverage adds the following benefits to your standard car insurance policy::
• Replacement rental vehicle in the event of an insured loss (maximum amount of $3,000 per event).
• $55,000 coverage for damage you may cause to a rented vehicle anywhere in Canada and United States.
In order to add Autocomfort coverage to your policy, you must have coverage for Collision or upset and Comprehensive.
Also, If your car is damaged by fire, theft, or vandalism, you can rest assured that the damage is covered when you have got belairdirect car insurance Comprehensive Coverage.
Belairdirect Home Insurance
Home insurance is your way of being able to cover the expenses that come up if something unexpected happens to your home and your belongings, like a fire or a break-in. It’s also there to protect you if you accidentally hurt someone or damage someone else’s property anywhere in the world.
Your home is your sanctuary. Keep it that way. Ensure that you have the best home insurance to fit your needs.
You deserve the peace of mind that comes with knowing that the people you love and the things you cherish will be taken care of if anything beyond your control were to happen. Whether you’re a tenant, a condo owner or a homeowner, you can customize your home insurance coverage with Belairdirect to best suit your needs.
No matter what type of home you live in, belairdirect insurance can offer you both the coverage and the discounts you need to stay protected while putting money back into your pocket. Take advantage of our bundles, discounts and benefits for every kind of home.
Belairdirect offers two types of Home Insurance coverage: All risks and Named perils.
Although both coverages protect you from the risks listed below, All risks is the most comprehensive policy because it also offers you Mysterious Disappearance Loss (for instance, if you lose your $5,000 diamond ring while at a party) and higher Special Limits coverage for items like jewelry, watches, gems and furs:
Theft, including the damage caused by attempted theft
Fire, lightning, explosion and smoke
Certain types of water damage that start inside your home
Hail and windstorms
Impact from a vehicle or aircraft
Impact by objects (as long as they’re not waterborne)
Damage to goods while they’re being transported
Weight of snow, ice or sleet etc…..
Belairdirect Insurance Contacts
Need some guidance? Chat with a certified belairdirect team member who’ll be able to walk you through any issues or questions you have.